Saturday, June 4, 2022

Hierarchy Business/Pyramid/MLM - A job that looks cool but is not

 If a stranger you just met on grocery shop or any other public places like kid’s school, library and makes an attempt to talk about a business that doesn’t need any qualifications but can make you

  1. Financial freedom 
  2. Be your own boss
  3. Can earn more than your husband 
  4. Passive income that you will earn more than your primary job
  5. You can work at your free time
  6. part time / Full time income source
  7. We have Doctors, Engineers, Professors, bla bla
  8. You will earn more than your regular job
  9. eCources, Seminars, Marketing, Products etc
  10. the person shows you pictures in front of a big house, expensive car, retired within just few years of working, but doesn’t provide you enough information about the job

If you hear one or more of these words, you definitely are talking to a MLM Multi Level Marketing/Pyramid/ Hierarchy Business personal. Theses days they also use various social media platform.

Since MLM is banned in most countries, they are using a loophole to sell products and since you are considered partners of the company, you are made to believe, you are selling your own products. Usually these products don’t have a brand, more expensive, but the motivation is it’s your product. your other main task is to add more people under you and that’s why the name pyramid. But the catch is that the entire world’s population will be consumed within level 15. Only the people at the top most few layers will make money. The rest of the 90% are only going to loose money.

Some sell courses otherwise available freely on internet for a hefty price other sell courses saying how to do business or sell products on internet/ebay/amazon.

If you come across them, I would highly recommend you go through this article by US Federal Trade commission Consumer Advice https://consumer.ftc.gov/articles/multi-level-marketing-businesses-pyramid-schemes

Watch these videos:

https://youtu.be/s6MwGeOm8iI

https://youtu.be/8cPp-Az2apc

I would also highly recommend you go through this article by US Federal Trade Commission Consumer Alert https://consumer.ftc.gov/articles/multi-level-marketing-businesses-pyramid-schemes 


Friday, June 3, 2022

Immigration: Lost/Stolen Passport having Valid Visa

As per: https://travel.state.gov/content/travel/en/us-visas/visa-information-resources/lost-stolen-visas.html

Lost or stolen U.S. visas cannot be replaced. For replacement of a visa, you must apply in person at a U.S. Embassy or Consulate abroad. When applying for the replacement of a visa, you will need to provide a written account documenting the loss of your passport and visa. Include a copy of the police report.

Here are brief steps:

  • Go to the local police station and report your lost or stolen passport/visa.
  • Report your Visa Lost/Stolen to the U.S. Embassy or Consulate Abroad 
  • Applying for a Replacement U.S. Visa